Annual Percentage Rate

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Annual Percentage Rate

The actual cost of borrowing money, expressed in the form of a yearly measure to allow consumers to compare the cost of borrowing money among several lenders.

The Federal Truth-in-Lending Act (15 U.S.C.A. § 1601 et seq. [1968]) mandates the complete disclosure of this rate in addition to other credit terms.

Cross-references

Truth in Lending Act.

References in periodicals archive ?
Detroit and New York stand out this month as the only two MSAs that saw their annual rates of return deteriorate compared to March.
THG has a successful record of producing high average annual rates of return for its investors.
However, historical annual rates of return are available for the G (government security), F (bond), and C (large cap stock) funds only--since the S (small cap stock) and I (international) funds were added in 2001.
As a result of declining returns during these years, the systems' three-year average annual rates of return decreased from 15.
What has attracted this money are not tax breaks, but average annual rates of return of 25 percent or better.

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