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Annual Percentage Rate
(redirected from Annualised Percentage Rate)

    Also found in: Dictionary/thesaurus, Financial, Wikipedia 0.01 sec.

The actual cost of borrowing money, expressed in the form of a yearly measure to allow consumers to compare the cost of borrowing money among several lenders.

The Federal Truth-in-Lending Act (15 U.S.C.A. § 1601 et seq. [1968]) mandates the complete disclosure of this rate in addition to other credit terms.

Cross-references

Truth in Lending Act.
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Once you make a final decision on secured loan, make sure that you are aware of the total costs involved, including the annualised percentage rate and any other fees attached to early repayment.
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Lenders advertise their Annualised Percentage Rates, but beware as depending on your credit history you may not get qualify for the lowest rate.
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And if you find the interest rate you pay, commonly known as your annualised percentage rate (APR), is rising, then just transfer your balance to another card.
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