Common Disaster

Common Disaster

A set of circumstances in which two individuals die apparently simultaneously.

In a common disaster there is no certainty of who died first, an important issue that frequently arises in the determination of the inheritance of property or the distribution of proceeds of a life insurance policy.

The common disaster clause found in insurance policies and wills is a provision that names an alternate beneficiary in the event that the testator and legatee or the insured and the beneficiary die simultaneously. Simultaneous Death acts are state laws that provide for the disposal of property in the event of a common disaster.

References in periodicals archive ?
Fire disasters appear to be the most common disaster in libraries especially accidental fires due to electrical faults, cigarettes, carelessness by either library staff or library users.
Flood insurance provides residents with the ability to protect themselves financially against the most common disaster we see in America," said Roy Wright, Deputy Associate Administrator for the Federal Insurance and Mitigation Administration.
Floods are the most common disaster affecting communities in America, said David Miller, Associate Administrator for the Federal Insurance and Mitigation Administration.
Common disaster recovery procedures for this type of approach would redirect mainline numbers to other office locations or answering services, while directing DID numbers to users' mobile devices or alternate offices.
Finally they said that the creation of a common disaster response mechanism would be welcome.
Unlike common disaster recovery programs, Servcorp Malaysia's virtual office permits clients hassle-free access to a portfolio of critical business tools.
If you have minor children, you need to name a custodian to care for them in case of a common disaster.
This introductory course will familiarize participants with common disaster situations and teach them how to be effective emergency animal relief responders.
Common disaster recovery solutions today tend to provide for the always available, full disaster recovery scenario.
According to the Red Cross, fire is the most common disaster individuals face, with more than 150 families across the country forced from their homes every day.
Farmers in our village who had shared a common disaster began to get together for breakfast in the local pub.
If you have minor children, you should name guardians in your will, in case both you and your spouse die in a common disaster.