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Credit Bureau |
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A privately owned, profit-making establishment that—as a regular business—collects and compiles data regarding the solvency, character, responsibility, and reputation of a particular individual or business in order to furnish such information to subscribers, in the form of a report allowing them to evaluate the financial stability of the subject of the report. Credit bureaus ordinarily prepare and issue reports for lending institutions and stores that investigate the financial reliability of an applicant for credit prior to the execution of the credit agreement. Credit bureaus are regulated by the federal Fair Credit Reporting Act (15 U.S.C.A. § 1681 et seq. [1970]) and by state statute to safeguard against abusive and damaging practices. |
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The credit bureau Experian's security breach recovery program could provide a discount of up to 80 percent, for example. individuals have three scores, one for each credit bureau. block information from being given to a credit bureau and from being reported by a credit bureau if such information results from identity theft |
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Credit Bureau
