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Loan |
Also found in: Financial, Acronyms, Encyclopedia, Wikipedia, Hutchinson | 0.01 sec. |
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LOAN, contracts. The act by which a person lets another have a thing to be
used by him gratuitously, and which is to be returned, either in specie or
in kind, agreeably to the terms of the contract. The thing which is thus
transferred is also called a loan. 1 Bouv. Inst. n. 1077.
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The Home Ownership and Equity Protection Act of 1994 restricts credit terms such as "balloon payments" and requires additional disclosures when total points and fees payable by the consumer exceed the fee-based trigger (initially set at $400 and adjusted annually) or 8 percent of the total loan amount, whichever is larger. 5 million and raises the maximum loan amount from $250,000 to $350,000 for paperwork-friendly SBA Express loans. Small Business Administration once again guaranteed the greatest aggregate loan amount among the 70 SBA offices nationwide for the year ended Sept. |
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