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certificate of deposit (CD)

n. a document issued by a bank in return for a deposit of money which pays a fixed interest rate for a specified period (from a month to several years). Interest rates on CD's are usually higher than savings accounts because banking institutions require a commitment to leave money in the CD for a fixed period of time. Often there is a financial penalty (fee) for cashing in a CD before the pledged time runs out.

References in periodicals archive ?
Vegas Video offers support for many OHCI-compatible IEEE 1394 DV devices and provides high-quality output options to render projects in various formats including: DV, MPEG-1 and 2, Real Media, Windows Media and Quicktime formats, uncompressed D1 for broadcast, NTSC, PAL and Red Book audio CDs (featuring Sonic Foundry's CD Architect technology).
The intent of the new Compact Disc compressed audio specification, designated MultiAudio, is to ensure that discs with compressed files, such as MP3 or WMA, are as easy to play as standard Red Book audio CDs, whether played back on a PC or consumer electronics device.
The track order easily can be changed to create an original Red Book Audio disc.