Redlining


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Related to Redlining: gentrification, reverse redlining

Redlining

A discriminatory practice whereby lending institutions refuse to make mortgage loans, regardless of an applicant's credit history, on properties in particular areas in which conditions are allegedly deteriorating.

The term redlining stems from some lenders' practice of using a red pencil to outline such areas. Redlining violates Civil Rights statutes.

References in periodicals archive ?
Redlining is an important subject we all need to understand in order to deal with its consequences.
And while Al Orendorff, a spokesperson for Allstate, says the company disputes allegations of redlining, the agreement, he adds, is "a productive partnership for us, NFHA, and our customers.