bank

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bank

n. 1) an officially chartered institution empowered to receive deposits, make loans, and provide checking and savings account services, all at a profit. In the United States banks must be organized under strict requirements by either the Federal or a state government. Banks receive funds for loans from the Federal Reserve System provided they meet safe standards of operation and have sufficient financial reserves. Bank accounts are insured up to $100,000 per account by the Federal Deposit Insurance Corporation. Most banks are so-called "commercial" banks with broad powers. In the east and midwest there are some "savings" banks which are basically mutual banks owned by the depositors, concentrate on savings accounts, and place their funds in such safe investments as government bonds. Savings and Loan Associations have been allowed to perform some banking services under so-called deregulation in 1981, but are not full-service commercial banks and lack strict regulation. Mortgage loan brokers, and thrift institutions (often industrial loan companies) are not banks and do not have insurance and governmental control. Severe losses to customers of these institutions have occurred in times of economic contraction or due to insider profiteering or outright fraud. Credit Unions are not banks, but are fairly safe since they are operated by the members of the industry, union or profession of the depositors and borrowers. 2) a group of judges sitting together as an appeals court, referred to as "in bank" or "en banc."

bank

noun bursary, cash box, coffer, depository, monntary reservoir, money box, pecuniary resource, promptuary, public treasury, repository, reserve, safe, safe-deposit vault, storehouse, strongroom, till, vault
Associated concepts: bank account, bank bill, bank certificate, bank check, bank collections, bank deposit, bank draft, bank examiner, bank money order, bank note, bank of deposit, bank of issue, bank robber, bank stock, bank transaction, bank withdrawal, bankbook, banker's acceptance, banker's lien, banking hours, banking powers, banking privileges, commercial bank, savings bank
See also: border, coffer, deposit, edge, fund, garner, hoard, keep, margin, pool, repository, reserve, shelter, store, treasury

BANK, com. law. 1. A place for the deposit of money. 2. An institution, generally incorporated, authorized to receive deposits of money, to lend money, and to issue promissory notes, usually known by the name of bank notes. 3. Banks are said to be of three kinds, viz : of deposit, of discount, and of circulation; they generally perform all these operations. Vide Metc. & Perk. Dig. Banks and Banking.

References in periodicals archive ?
For more information about dog donors, call the Veterinary Tissue Bank on 01691 778769.
Baroness Morgan, chief executive of the Breast Cancer Campaign, said: "The Tissue Bank will provide a source of precious human breast tissue and puts an end to the serious access problems of the past.
Evidence suggests that on November 21 2007, the Sofia City Court had listed Galaktion Lyubenov Tabakov as a member of the Board of Directors of the Tissue Bank.
It will be the first licensed human tissue bank in the region when it opens next summer.
Abcellute Tissue Bank, a subsidiary of Cardiff headquartered Abcellute Holdings, has gained a favourable opinion from a NHS Research Ethics Committee to operate as a Research Tissue Bank under National Research Ethics Service guidelines.
Bangalore, March 28(ANI):Narayana Health City,a hospital in Bangalore,has come-up with a public stem cell bank named the Rotary Narayana Tissue Bank and Stem Cell Research Centre.
tissue bank to import a new freeze-drying method of preserving donated tissue known as lyophilization.
Moreover, many, including Ken Dole, MHS, the tissue bank coordinator at Rocky Mountain, emphasize that researchers need tissue from healthy brains as well as from people who lived with MS.
The nonprofit tissue bank said, 'We don't want to mention [profits] because we're afraid people won't donate,'" she recalls.
COURT'S OPINION: The Court held, inter alia, that the tissue bank is a health care provider within the meaning of applicable California law.
Experts at the country's largest brain tissue bank last night moved to reassure relatives that no organ had been taken without consent.
A major activity of the NBSB is the National Marine Mammal Tissue Bank (NMMTB), established by Federal legislation in 1992, and maintained at the NBSB through partial support from the National Oceanic and Atmospheric Administration, National Marine Fisheries Service (NMFS) and the U.