Title Search


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Title Search

The process of examining official county records to determine whether an owner's rights in real property are good.

A title search is conducted to discover whether there are any defects in the ownership of a particular tract of land. An Abstract of Title, prepared by the examiner subsequent to such an investigation, is a condensed history of the title to the land.

Cross-references

Recording of Land Titles; Registration of Land Titles.

title search

n. the examination of county records for the property's title history by a title company, an abstractor, attorney, or escrow officer to determine the "chain of title," and the current status of title, including owner, legal description, easements, property taxes due, encumbrances (mortgages or deeds of trust), long term leases, judgments or other liens. When a title search is completed, a "preliminary report" on title will be issued by the searcher. On the date of recording of any new transfer or encumbrance (such as a new secured loan), an up-dated "final title report" will be issued which will make it possible to obtain title insurance guaranteeing against any problems with the title. Sometimes the title search will turn up some "cloud on the title" which reveals something is wrong such as a break in the chain of title, inaccurate property description in a previous deed, or some old secured loan which has not been released. Such clouds can be a reason to cancel a contract for purchase of the real property. (See: title, chain of title, encumbrance, lien, escrow, title insurance)

References in periodicals archive ?
Tenders are invited for Land Records and Title Search Services: Fox Isalnd Peninsula
com)-- Due to increasing demand for title search reports by property claims insurers, AFX Research, LLC has integrated with Xactware's claims management and analytical network, XactAnalysis[R], to more efficiently deliver title search reports to their insurance clients.
May 8, 2014 /PRNewswire/ -- An advanced text mining software suite used primarily in defense and business intelligence has been successfully applied to the title search market for mineral assets.
If a buyer is eyeing a piece of property for a particular use, the buyer must order a title search in order to determine the use available for the building.
For pipe projects, the firm can perform: feasibility studies, public outreach, due diligence research and recommendations, route selection, land valuation studies, title search, ROW acquisition and permitting, agent skill and safety training, rights of entry, construction liaison, settlement of construction damages, records management and project managements.
In a July 2 letter to the IRS, First National President Jim Pender agreed that his company's title search missed the lien, but in the firm's defense, the IRS had misspelled Hazelwood's name as "Hazlewood.
They alleged that the companies failed to give a discounted rate on a title search to some New Hampshire residents who were refinancing their home--even though the residents were entitled to it--because they didn't know enough to ask.
Antonovich's staff says a recent title search showed that the cemetery district has owned the property since 1951.
This clearly demonstrates the importance of a professional title search in all real estate transactions, whether purchasing a new home or refinancing an existing mortgage.
IRS Publication 523, Selling Your Home, offers the following examples of such costs: abstract fees; charges for installing utility lines; legal fees (including fees for the title search and preparing the sale contract and deed); recording fees; survey fees; transfer taxes; owner's title insurance; and any amounts the seller owes that the buyers agree to pay, such as certain real estate taxes, back interest, recording or mortgage fees, charges for improvements or repairs, or sales commissions.
Students are asked to print out pages from a library database title search on "modernism" (or other term) and use the titles exclusively to arrive at a working definition of the movement, its historical period, and its adherents.
If the survey and the title search uncover no problems, you qualify for title insurance which further protects you against claims on your property.