Unable to pay truck loan, agreement never signed

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Question

Country: United States of America
State: Wisconsin

I took out a loan for a truck. I have been unable to make the payments and now the bank is take me to court to get the truck. My question is on the Consumer Chattel Security Agreement, that gives the bank the truck as collateral, the document was never signed. So can they still take the truck. If not would they only be able to sue for the remaining balance of the note.

Answer

Normally no if it was not signed--but they could sue yes--