uninsured motorist clause

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uninsured motorist clause

n. the clause in a policy of insurance on an automobile which provides that the if the owner (or a passenger) of the automobile is injured by a negligent driver of another vehicle who does not have liability insurance, then the insurance company will pay its insured's actual damages.

References in periodicals archive ?
As a result, plaintiff's insured applied for, and received, insurance benefits under the supplementary uninsured motorist and basic no-fault portions of her insurance policy.
Since the national average unemployment rate spiked sharply between 2008 and 2009, and since the average has increased slightly from 2009 to the present, industry experts project that the uninsured motorist rate has also risen.
Although novel when databases were first introduced," according to a presentation given to regulators by the National Association of Independent Insurer's, "these approaches have not significantly reduced the number of uninsured motorist claims and have cost considerable implementation time and large amounts of money.
Officials have estimated the Lone Star State's uninsured motorist rate to be around 20 percent, meaning that motorists who get into an accident with another driver may have a one-in-five chance that the other lacks coverage.
Upon the foregoing papers, the Notice of Petition brought pursuant to CPLR article 75, by the Petitioner, EAN HOLDINGS, LLC, inter alia: (1) permanently staying a demand for arbitration of uninsured motorist benefits by the Respondent, Chrissler L.
The uninsured motorist didn't pay for the damages and when she called around to different body shops the prices were too high.
6 billion was paid on uninsured motorist claims and about 12.
From its inception in 1967, the Missouri Uninsured Motorist statute (1) has prompted continual and substantial litigation in an attempt for both insurers and their insureds to determine the statute's proper application and scope.
The LAPD investigated the accident and concluded that the uninsured motorist was the sole cause of the accident.
A DOZY uninsured motorist tried to give officers the slip - but accidentally drove into a police station car park.
AN uninsured motorist who callously drove off after mowing down and fatally injuring a Birmingham dad has been jailed for four years and nine months.
Are you over-insured and misallocating your resources by having a very low deductible for the collision coverage, instead of having sufficient liability and uninsured motorist coverage for the same premium dollars?