credit report dispute

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Question

Country: United States of America
State: Oregon

I have disputed information about an account listed on my credit report as unpaid. The account was paid in August. The credit reporting agency concluded its required investigation. The company in question reported the account as still being unpaid. I contacted the company directly and demanded that they update the information with the credit reporting agency. 30 days have gone by with no results. How can I get them to comply with the Fair Credit Reporting Act and update my information?

Answer

Based on what you say here, you could probably file suit against them (or at least threaten to do so) in small claims court or in regular court; filing in small claims court is easier and requires no attorney...you could try to collect all of the costs and damages that you suffered due to their behavior... You may also report them to your state attorney general's office.
References in periodicals archive ?
The main story, "Why the credit report dispute process is broken," is at http://www.
Once a lender confirms a credit report dispute, TCN validates the disputed information and notifies the appropriate repository.