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credit report dispute |
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Ask a Lawyer QuestionCountry: United States of AmericaState: Oregon I have disputed information about an account listed on my credit report as unpaid. The account was paid in August. The credit reporting agency concluded its required investigation. The company in question reported the account as still being unpaid. I contacted the company directly and demanded that they update the information with the credit reporting agency. 30 days have gone by with no results. How can I get them to comply with the Fair Credit Reporting Act and update my information? AnswerBased on what you say here, you could probably file suit against them (or at least threaten to do so) in small claims court or in regular court; filing in small claims court is easier and requires no attorney...you could try to collect all of the costs and damages that you suffered due to their behavior... You may also report them to your state attorney general's office.How to thank TFD for its existence? Tell a friend about us, add a link to this page, add the site to iGoogle, or visit webmaster's page for free fun content. |
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| Once a lender confirms a credit report dispute, TCN validates the disputed information and notifies the appropriate repository. |
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