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certificate of deposit (CD)

n. a document issued by a bank in return for a deposit of money which pays a fixed interest rate for a specified period (from a month to several years). Interest rates on CD's are usually higher than savings accounts because banking institutions require a commitment to leave money in the CD for a fixed period of time. Often there is a financial penalty (fee) for cashing in a CD before the pledged time runs out.

References in periodicals archive ?
1 As of July 14, 2005, based on a JVC survey, no other consumer camcorder offers a built-in hard disk drive and MPEG-2 recording.
RAIDn data protection technology is a software library with a set of patented algorithms that implement a parity scheme across an array of disk drives, providing data protection against random, multiple drive failures without incurring the high costs typically associated with RAID schemes.
He spent the initial years of his career at one of the world's leading manufacturers of hard disk drives in various management positions both in Asia and the United States rising from engineer to senior director.
One inch disk drives with capacities of 8-10 GB using perpendicular recording will be available by the second half of 2005
Hitachi employs approximately 4,500 people at its two existing Shenzhen manufacturing companies, which produce key disk drive components, such as magnetic recording heads and storage media.
Today, disk drive technology covers a wide range of users and systems from notebook computers to hand held consumer devices," said Dr.
Storage administrators have become increasingly cautious about allocating too many applications or over-allocating storage on a disk drive in order to maintain acceptable levels of response time and device performance.
Toshiba's hard disk drives can withstand operational shock of up to 200G and non-operating shock of up to 800G, providing PC and consumer electronics manufacturers with a rugged, durable storage solution.
5" line of external hard disk drives easily connect to desktops or notebook personal computers (PCs) or a MAC, with a high-speed USB 2.
Bottom line: Expect the capacity of tape cartridges to increase faster than disk drives for at least the next five years.
AFC media is the first dramatic change in disk drive design made to avoid the high-density data decay due to the superparamagnetic effect," said Currie Munce, who holds the dual positions of director, Advanced Hard Disk Drive Technology at IBM's Storage Technology Division and director, Storage Systems and Technology at IBM's Almaden Research Center.