Recently, the Federal Reserve System developed a computerized model for using HMDA data in connection with the fair lending
portion of the examination.
When they are available, our examiners now routinely factor into their CRA assessments "hard data" derived from HMDA tables, the supervisory Call Reports, bank lending
records, and other sources.
Japanese Banks: More Involved in Deposit Business and a Smaller Share of Lending
The law also states that no lending
company should conduct business unless granted an authority to operate by the SEC.
Third, Kennedy's lower rates make it an even more desirable lending
destination to borrowers, brokers, and investors alike.
Community development lending
at Chase Bank was considered by examiners to be outstanding.
Lerrick also makes much of the declining share of IBRD lending
to non-rated countries -- from 41 percent in 1993 to 1 percent in 1999 -- suggesting that at best Bank lending
is not needed, and at worst it crowds out private providers.
In a compromise with Congress, the bill the President signed implemented direct lending
The "Policy Statement" is based upon the Fair Housing Act and the Equal Credit Opportunity Act, the two statutes that specifically proscribe discrimination in lending
The notice of lending
filing provisions in New York's Lien Law promotes the legislative intent of providing public notice of any transaction by the owner, contractor, subcontractor or any other party that may lead to depletion of funds available for future trust claims.