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mortgage holder |
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Lenders were able to make riskier loans during the boom because they were better able to quantify the risk they were taking and fold it into the cost the mortgage holder was willing to pay. The lien can be paid off by the property owner, or by the mortgage holder through an escrow account. The format and structure of mortgages in the past decade combined with the impact of the Internet on the documentation and closing process will make it a whole lot easier for say, distress owners to walk away from a property, and in terms of the lender or mortgage holder activating their turnaround course. |
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