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overspend |
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While most planning takes into account inflation, it often doesn't address the costs of health care and long-term care, and it may overestimate annual inflation-adjusted withdrawals from assets or underestimate the results of human inclination to overspend. Q: Are young gays and lesbians more likely to overspend now and have poor plans for later retirement? To avoid getting into the same situation as in college, don't overspend on the card. |
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