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The designated contingency, risk, or hazard against which an insured seeks to protect himself or herself when purchasing a policy of insurance.

Among the various types of perils for which insurance coverage is available are fire, theft, illness, and death.


noun approach of danger, crisis, danger, dangerrus situation, desperate situation, emergency, endangerment, exposure to danger, exposure to destruction, exposure to harm, exposure to injury, exposure to loss, hazard, hopelessness, imperilment, insecurity, jeopardy, liability to injury, parlous state, precariousness, predicament, risk, source of danger, source of risk, susceptibility, susceptivity, threat, uncertainty, unhealthy situation, unsureness, vulnerability, vulnerable point
Associated concepts: common peril, discovered peril, doctrine of discovered peril, doctrine of last clear chance, manifest peril, unforseen peril
See also: danger, endanger, hazard, jeopardize, jeopardy, menace, pitfall, risk, threat, venture

PERIL. The accident by which a thing is lost Lee,. Dr. Rom. 911.

References in periodicals archive ?
The most common perils excluded in an all-risk policy include:
Critique: Simply stated, "Divided: The Perils of Our Growing Inequality" should be considered as an essential, indispensable, fundamentally necessary addition to both community and academic library Social Issues reference collections in general, and Income Inequality supplemental studies reading lists in particular.
Critique: A deftly written, uproariously funny, exceptionally entertaining novel, "The Perils of Pauline" clearly document author Collette Yvonne as a gifted author of the first order.
Remember that with named perils coverage, it's left to the insured to prove that a covered peril was the cause of the loss.
12) As we are going to see later, the interpretation of the sea perils exemption in common law is based primarily on precedent.
Unfortunately damage to trees, shrubs, and plants are named perils, but falling elves is not a named peril.
Peter Taffae, founder and Managing Partner said, "Executive Perils was founded with the idea that if we make our retail partners more successful, they will make us more successful.
The 2010 edition of the businessowners form may be endorsed to provide named peril coverage by adding the Named Perils endorsement (BP 10 09) to the policy.
Named perils--A specific list of covered causes of loss, such as fire, lightning, or wind, contrasted to open perils, which provides coverage for any damage not otherwise excluded
He said: "I didn't know about Winslow Homer, but there in the Metropolitan in New York were his pictures of Cullercoats, including Perils of the Sea.
List and describe the twelve named perils of the BOP Named Peril Endorsement
If that is now a "calculated risk," the carriers could be excused if they decided that future premiums should be raised to reflect the risk of all possible perils.