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property damage |
Also found in: Wikipedia, Hutchinson | 0.04 sec. |
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property damage n. injury to real or personal property through another's negligence, willful destruction, or by some act of nature. In lawsuits for damages caused by negligence or a willful act, property damage is distinguished from personal injury. Property damage may include harm to an automobile, a fence, a tree, a home, or any other possession. The amount of recovery for property damage may be established by evidence of replacement value, cost of repairs, loss of use until repaired or replaced, or, in the case of heirlooms or very personal items (e.g. wedding pictures) by subjective testimony as to sentimental value. (See: property, damages) |
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Thus, crashes lead to property damage, injury and possibly death, but near-crashes do not, even though they have similar properties. Injuries and property damage are generally covered by a liability policy. Business liability protection will provide coverage for damages in the event of a legal claim for bodily injury, property damage, personal injury or advertising injury. |
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property damage