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Use of an independent fiduciary to determine that the refinanced loan satisfies the primary benefit requirement may be advisable.
The regulator noted that nearly 1 million loans were refinanced through HARP between January and November of last year.
The homebuyer would repay the deferred taxes when the benefited home is resold or refinanced.
They refinanced the loan in 1994 with a 15-year mortgage at 7%.
However, as fixed mortgage rates began to rise, borrowers trying to lower their payments refinanced into ARMs because of their lower rates.
In the household survey, nearly 60 percent of those who refinanced also borrowed additional funds.
Since the start of 2012, more than 618,00o loans have been refinanced under the HARP program, which was revised last year to make it accessible to more underwater borrowers.
When Lori Allen of Reeders, Pennsylvania, refinanced her home mortgage in January, it helped solve a number of cash flow problems.
The Company refinanced the Senior Subordinated Notes by exchanging them for $50 million initial accreted value of 12-3/4 percent Senior Secured Deferred Coupon Notes due 2004, together with detachable warrants to purchase 2.
BOSTON -- American Tower Corporation (NYSE: AMT) announced today that it has successfully refinanced the credit facilities of the Company's principal operating subsidiaries.
Doug Perry, first vice president at Calabasas-based Countrywide Home Loans, said some customers have refinanced their mortgages several times in the past two years.