uninsured motorist clause


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uninsured motorist clause

n. the clause in a policy of insurance on an automobile which provides that the if the owner (or a passenger) of the automobile is injured by a negligent driver of another vehicle who does not have liability insurance, then the insurance company will pay its insured's actual damages.

References in periodicals archive ?
Adding an uninsured motorist clause to the policy is also recommended, especially if the driver lives in a state with a high rate of uninsured or underinsured car owners.
To avoid a long and complicated legal battle, clients are also advised to purchase liability coverage with an uninsured motorist clause.
Purchasing the additional uninsured motorist clause for an already existing policy is, in most cases, affordable.
In this way, the uninsured motorist clause can be cheaply added to an existing policy.
Personal injury protection can be purchased for any type of vehicle insurance and a policy can also include an uninsured motorist clause.
The benefit can be used to cover the insured's car repairs and some policies provide some important features like personal injury protection and uninsured motorist clause.
The newly released article explains uninsured motorist clause and provides useful information for buying affordable coverage.
para]]An uninsured motorist clause insures someone against all damages caused in an accident with another driver who did not carry any insurance.
An auto insurance policy that has an uninsured motorist clause is not expensive to buy.
Drivers should always carry proper collision coverage and some extra clauses for better protection, such as uninsured motorist clause.