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Some upswings in house prices have been driven by high house price inflation in Auckland, while others have been widespread across the country.
Strong house price inflation was seen across the country in the early 1980s, whereas the upswings of the late 1980s and mid-1990s were both concentrated in Auckland.
Auckland house prices have experienced different upswings to those in the rest of New Zealand, but house price movements in these regions are linked (figure 10).
There have been six distinct house price upswings since 1965.
Variable annuities, and in particular Consultant Solutions, have features that will provide customers the ability to ease back into the market so they can capitalize on any upswings, while still providing some guarantee on their investments.