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1,000,000 under the insurance policy and that the payment by way of accidental death benefit was liable to be made to the respondents.
After the Insurance Regulatory and Development Authority (IRDA) gave its nod to this concept last year, insurers have been busy rolling out an array of addons, ranging from depreciation waiver and key replacement reimbursement to accidental death benefit and medical expenses reimbursement.
After Irda gave its nod to this concept last year, insurers have been busy rolling out an array of add-ons, ranging from depreciation waiver and key replacement reimbursement to accidental death benefit and medical expenses reimbursement.
Is an accidental death benefit payable under a health insurance policy includable in the insured's gross estate?
Most companies now use the accidental death clause which provides that when death occurs as a result of accidental bodily injury, the accidental death benefit is paid.
This includes medical, dental, life, disability and accidental death benefit programs along with Flexible Spending Accounts (FSAs), Health Savings Accounts (HSAs), Defined Benefit Pension Plans and Defined Contribution Plans
When Mr E's prize-winning parrot died," the publication reports, "Mr E put in a claim to the [insurance] firm for accidental death benefit of pounds 1,200.
Just days before she was murdered, Natalie was turned down for the policy, but Williams thought she was still covered under a pounds 500,000 accidental death benefit.
Prior to this offering, the accidental death benefit (or for being killed by an estranged spouse) was $50,000.
The accidental death benefit does not cover any loss which results from suicide or attempt at suicide, or an intentionally self-inflicted injury, nor does it include disease, infirmity, infection (except for pyogenic infections occurring through and at the time of a cut or wound due to accident or assault), or medical or surgical treatment thereof.