Annual Percentage Rate

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Related to Annual rate of return: Average Annual Rate of Return

Annual Percentage Rate

The actual cost of borrowing money, expressed in the form of a yearly measure to allow consumers to compare the cost of borrowing money among several lenders.

The Federal Truth-in-Lending Act (15 U.S.C.A. § 1601 et seq. [1968]) mandates the complete disclosure of this rate in addition to other credit terms.


Truth in Lending Act.

West's Encyclopedia of American Law, edition 2. Copyright 2008 The Gale Group, Inc. All rights reserved.
References in periodicals archive ?
A positive average annual rate of return was only achieved by three of the >>Domestic Developed Market Funds<< (Table 3), namely the PSP Blue Line scoring 4.38%, Triglav Steber I at 2.72% and the Abancna DZU Equity Europe at 2.64%.
Audited Financial Statements and the notes with them has been used exactly in two cases for calculating the dependent variables and Pars software of portfolio has been used for annual rate of return (yearly updated).The results of research obtained separately in each hypothesis as following:
The average annual rate of return for funds selected based on short-term alpha was 6.78% -- nearly twice the benchmark average return of 3.59%.
Halifax's fixed-rate Isas promise 4.25%, 4.35% and 4.50% if held respectively for three, four and five years, while AA's new Issue 3 of its Internet Access Isa promises an annual rate of return of 3.50%.
The buyer generates a 2% return on that sum over the remaining 20 days, which equates to a 36% annual rate of return. "We advise our clients to take advantage of these early payment discount programs when feasible," says Michael Stitt, executive director of trade and supply chain sales at J.P.
The City's appraiser multiplied the product of the per-square-foot land value and the area of the TCE times the annual rate of return on renting the property, and multiplied that product by the number of years of the TCE.
Paul's agent, who is very professionally-dressed, spoken, and mannered, and who was using a computer spreadsheet to present this concept, had explained that the annual rate of return is calculated by recalling that Paul's $100K had grown into a total of $349K that was paid out, which is a gain of $249K, or in percentages a 249% increase over 35 years.
Annual Rate of Return 0.165 0.020 0.000 (over the period) Individual -- -- -- Years Surface Area 4.4E-05 2.8E-06 0.000 Medium Collages 0.493 0.232 0.034 Drawings -1.328 0.205 0.000 Paintings -- -- -- Photographs -2.785 0.110 0.000 Prints -2.863 0.324 0.000 Sculptures -1.265 0.420 0.000 Goodness of Fit [R.sup.2] 0.698 Corrected [R.sup.2] 0.694 F-Value 176.69 Sample Size 543 Degrees of Freedom 535 Entire Period Trend Unique Coeff.
While Acie is limited to her employer's 403(b) plan investment options, this portfolio mix should provide an average annual rate of return around 8.25% based on past performance of the allocation of these asset classes, says McIntosh.
Interest Rate Future Value (end 2006) Stocks 8.31% $12,700,000 Bonds 4.90% 18,235 Treasury Bills 4.25% 5,061 Gold 1.72% 32.84 Inflation 1.39% 16.84 The table in Exhibit 1, a compilation of the annual rate of return, reveals several things.
An argument could be made that the advantages of not paying tax today outweigh the increased tax savings over the depreciable life of the project, but an annual rate of return of 16.53% and steady tax rates would be required to equalize these scenarios.
ADIA has seen a 20-year annual rate of return of 6.5 percent, and a 30-year rate of return of 8 percent as of the end of last year, the report said.

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