cheque

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cheque

a BILL OF EXCHANGE drawn on a banker, payable on demand. A cheque operates as a mandate or authority to the drawee's bank to pay the party named as drawer and debit the account of its customer, the drawer. Cheques are essentially negotiable instruments and may be negotiated by indorsement. The Bills of Exchange Act 1882, however, provides that a cheque may be crossed. In this case the cheque should be presented for payment by a bank (rather than the person named as drawee). If accompanied by the words ‘not negotiable’, this has the effect that the cheque cannot be negotiated, and the words ‘account payee’ or ‘account payee only’ mean that the cheque cannot be passed on to another.
References in periodicals archive ?
The airline will recommend the new American Express Travellers Cheque Card to its customers and accept the card as payment for bookings.
Pausing only to scan these queues to ensure that a swift exit is not delayed by that student fruitlessly trying to pay for a can of beans, packet of Peak Freans and a toilet roll with a cheque - but paradoxically no cheque card.
On February 15 Gaynor, who has a prominent scar on his left cheek, reported to police that he had lost a brown leather jacket containing a cheque book, cheque card and pounds 200 in cash in Belfast City Centre.
They are pretty good when it comes to bounced cheques (they take the view that if you followed the correct cheque card checking procedure, then the banks must support the scheme that they backed in the first place and honour the cheque).
In addition to the 115-year old American Express Travelers Cheque - the preeminent brand welcomed worldwide - the Company issues other prepaid products including the Travelers Cheque Card, Cheques for Two, Gift Cards, Gift Cheques, and a range of corporate incentive prepaid products through American Express Incentive Services.
Customers who take up the offer enjoy unlimited Cheque Card swipes, four free ATM cash withdrawals per month as well as free subscription to Online and Mobile Banking and the FNB Banking App.
Thomas Cook is celebrating the 150th anniversary of the first overseas package holiday by introducing a new form of travel money - the travellers cheque card.
Khan, of Southfield Road, Middlesbrough, was jailed for 18 months after he pleaded guilty to seven charges of obtaining services by deception, three attempts at obtaining services by deception, and three of handling a stolen cheque card, bank card and passport between May 1999 and February 2002.
The court heard that Parsons broke into a house in Birchgrove, Porth, and stole two mobile phones, a cheque book and cheque card.
Nottingham Crown Court was told Mellor was caught in a the store in Mansfield, Nottinghamshire, trying to use cheques and a cheque card she had reported stolen from her home in a bogus burglary.