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certificate of deposit (CD)

n. a document issued by a bank in return for a deposit of money which pays a fixed interest rate for a specified period (from a month to several years). Interest rates on CD's are usually higher than savings accounts because banking institutions require a commitment to leave money in the CD for a fixed period of time. Often there is a financial penalty (fee) for cashing in a CD before the pledged time runs out.

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References in periodicals archive ?
I've heard from those who've had the privilege to attend demonstrations that DVD-Audio is fabulous.
The public release of this music-industry-supported copy protection framework is the last major step toward enabling DVD-Audio to be commercially introduced this year.
The company played an important role in the development of the DVD format, and has introduced some of the world's most innovative DVD products to the market, to include DVD Video Recorders, portable DVD Video and DVD-Audio players with built-in LCD screen, DVD video and DVD-Audio players for home and automobiles, TV/DVD and TV/DVD/VCR combination systems and DVDBurner drives.
These newly remastered SACD's and DVD-Audio disks sound great, but are next generation players just expected to support these formats?
Other Verance licensees producing chips for DVD-Audio devices include Acer, ESS, LSI Logic, Matsushita, MediaTek, National Semiconductor, Samsung, STMicroelectronics, Winbond Electronics and Zoran.
The latest version of Zoran's SiliconSoftware developed for the Vaddis V DVD Multimedia Processor brings new audio capabilities to the listener via their DVD platform that delivers the latest DVD-Audio standard," said Richard Hockenbrock, Vice President, Licensing Operations, Dolby Laboratories.
Unfortunately, the $1,300 Internet-direct Diva 6.1 speakers (two 8" woofers and 6" midrange in a handsome "boat-tail" cabinet with a 1" tweeter in a pod on top) were being used to demo the new DVD-Audio surround system so I couldn't get a real handle on how they would sound with music.
The terminology now differentiates among DVD-ROM, DVD-Audio, DVD-video, DVD-R (for recordable), and DVD-E (for erasable) drives.
And the latest chapter in the DVD story - DVD-Audio - is about to take the format even further.
After they are recorded Maxell DVD+RW discs are read compatible with all DVD playback devices, including DVD-ROM, DVD-Video and DVD-Audio.
AFTER more false starts than Posh Spice's singing career, DVD-Audio (the sound-only version of DVD) looks like it could get another chance this year.
SonicStudio(R) HD is the leading digital workstation for preparing audio for release on CD and is the first for creating content for the new DVD-Audio format.