Double Indemnity

Also found in: Dictionary, Thesaurus, Wikipedia.

Double Indemnity

A term of an insurance policy by which the insurance company promises to pay the insured or the beneficiary twice the amount of coverage if loss occurs due to a particular cause or set of circumstances.

Double indemnity clauses are found most often in life insurance policies. In the case of the accidental death of the insured, the insurance company will pay the beneficiary of the policy twice its face value. Such a provision is usually financed through the payment of higher premiums than those paid for a policy that entitles a beneficiary to recover only the face amount of the policy, regardless of how the insured died.

In cases where the cause of death is unclear, the insurance company need not pay the proceeds until the accidental nature of death is sufficiently established by a Preponderance of Evidence. A beneficiary of such a policy may sue an insurance company for breach of contract to enforce his or her right to the proceeds, whenever necessary.

References in periodicals archive ?
The Dictaphone, for instance, is studied in Double Indemnity and the telephone in Sorry, Wrong Number.
This very basic function, double indemnity, when explained, is a popular feature of a policy especially when coupled with receiving cash if one loses an arm, a leg, an eye or a combination of these in a freak urban threshing accident.
Robinson listened to his "little man" in Double Indemnity, bares a striking resemblance to Roderick's estranged wife.
It's a good idea to include a scanned copy of the plan and all riders such as double indemnity and disability waiver of premium and identify any waivers such as flying exclusions.
Writer-director Billy Wilder--whose legacy includes such cinema classics as Double Indemnity (1944), The Lost Weekend (1945), and Sunset Boulevard (1950)--contributed some of the queerest stories to Hollywood's golden age.
Just think what that means: all those MGM musicals (my favorite: The Bandwagon); the Truffaut movies; all the great British comedies, from Kind Hearts and Coronets to Maggie Smith in A Private Function (a hilarious story about a social-climbing housewife in the days just following the war); and a host of classic film noirs (one can never watch Double Indemnity too many times).
But Madsen also gives full credit to her enormously active and successful career, highlighted by movies such as Double Indemnity, Stella Dallas, Golden Boy, Annie Oakley, The Lady Eve, Ball of Fire, The Strange Love of Martha Ivers, The Two Mrs.
This is the country in which a belief in the literal interpretation of Genesis has slipped imperceptibly into a belief in the literal interpretation of Double Indemnity, the country of the teased hair and the Capris and the girls for whom all life's promise comes down to a waltz-length white wedding dress and the birth of a Kimberley or Sherri or Debbi and a Tijuana divorce and a return to hairdressers' school.
Marking the directing debut of Lawrence Kasdan (The Big Chill, The Accidental Tourist and Grand Canyon), Body Heat echoes the 1940s film noir genre in the tradition of Double Indemnity and The Postman Always Rings Twice, but with explicit sexuality that would never have been allowed then.
I made my first film appearance in 1927 and went on to appear in 93 movies, including Crime of Passion and Double Indemnity.
CONTINUED ON PAGE 36 CONTINUED FROM PAGE 35 MONDAY Double Indemnity Film4, 11am What's It About?
An excellent novel, full of unexpected twists and turns, The Cocktail Waitress is a fine addition to Cain's previous thrillers Double Indemnity and the Postman Always Rings Twice.