CD

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certificate of deposit (CD)

n. a document issued by a bank in return for a deposit of money which pays a fixed interest rate for a specified period (from a month to several years). Interest rates on CD's are usually higher than savings accounts because banking institutions require a commitment to leave money in the CD for a fixed period of time. Often there is a financial penalty (fee) for cashing in a CD before the pledged time runs out.

References in periodicals archive ?
No invention since the phonograph has altered the way we listen to music more than the MP3 player--specifically, Apple's iPod.
You will be offered chance to allow a third party database (from across the Internet) to permanently add details such as the artist's name, album, and track titles to your MP3 files (for free) that will show up on your PC or digital device as you play the songs.
In 1997, 18-year-old Justin Frankel of Sedona, Arizona, created the first popular MP3 player.
MP3 in turn passes the information to Cash Tech's EMMA system to authenticate the customer and process the transaction through the ATM networks.
Record companies, worried that their music is being given away free, robbing them of royalities, now have more to fret about: portable players like the Rio (below) that let people take MP3 music anywhere.
With MP3 software (itself freeware or shareware) they can do that four times faster or stuff four disks' worth of programming into one.
What's recently got record label executives up in arms is that new technology is now making MP3 files portable.
On MP3's own site, for example, you can download both the player software needed to listen to MP3 files and thousands of songs.
MP3, MP4, and the next generation of fat-pipe ware will fundamentally change how music is distributed to the masses.
Study Reliability and Reporting Limitations I-1 Disclaimers I-2 Data Interpretation & Reporting Level I-2 Quantitative Techniques & Analytics I-3 Product Definitions and Scope of Study I-3 Flash MP3 Players I-3 Hard Disc Drive (HDD) MP3 Players I-3
It was just a few years ago that MP3 was nothing more than one of many audio compression formats.
The introduction of MP3 and other digital music formats has revolutionized the Internet as a source of high-quality audio for all musical tastes.