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certificate of deposit (CD)

n. a document issued by a bank in return for a deposit of money which pays a fixed interest rate for a specified period (from a month to several years). Interest rates on CD's are usually higher than savings accounts because banking institutions require a commitment to leave money in the CD for a fixed period of time. Often there is a financial penalty (fee) for cashing in a CD before the pledged time runs out.

References in periodicals archive ?
One consulting firm projects that 32 million portable MP3 players will be sold by 2003
According to the New York Times, techno-savvy recording artists like the Beastie Boys, Public Enemy, and Less Than Jake posted MP3 files of their songs on their Web sites but were forced to take them down by their recording companies.
The Web has become one big worldwide radio, and MP3 technology lets anyone with a computer and a modern sample music that used to be impossible to find, let alone hear.
Small labels and artists find more freedom with MP3, but what does it mean for the consumer?
Market Dynamics II-3 A Sketch of Present Industry Scenario II-3 Aggressive Surge in Demand for Flash MP3 Players II-3 Issues and Trends II-3 Global MP3 Players Market: Key Growth Determinants in the Order of Ranking II-4 Rise in Penetration of MP3 Players Among Households II-4
These statements may include references to activities or events expected in connection with the scheduled MP3.
Prosperity in the online music business may be on the horizon for MP3 sites such as Mjuice.
com is a large, searchable directory that provides links to major music sites that offer music downloads in MP3, Liquid Audio and other formats.
Anyone interested in the band, such as labels and producers, can pull the raw number of listens and other vital information that is critical to determining how effectively the band is promoting itself to the millions of MP3.
In the past year, MP3 has caught on with Internet surfers and spawned thousands of Websites offering free downloadable music.
SanDisk's recent legal troubles with its MP3 players follow the seizure at the International Funkaustellung in Berlin in early September last year when the German Police seized all of the MP3 players marketed as part of SanDisk's "Sansa" product lines and the related advertising material exhibited at the SanDisk booth at IFA 2006.