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certificate of deposit (CD)

n. a document issued by a bank in return for a deposit of money which pays a fixed interest rate for a specified period (from a month to several years). Interest rates on CD's are usually higher than savings accounts because banking institutions require a commitment to leave money in the CD for a fixed period of time. Often there is a financial penalty (fee) for cashing in a CD before the pledged time runs out.

References in periodicals archive ?
produces and markets an interactive mini CD that contains a personal medical history encoded on the CD.
The device, which is the size of a mini CD, sends out electrical impulses to boost a patient's heart beat.
These calls can be recorded and commemorated on a mini CD ornament as a cool keepsake instead of that dingy Polaroid from the mall.
The mini CD campaign has enabled Bald Head Island to showcase two videos as well as photography of 125 homes.
The comprehensive and unique capabilities of imX secure technology combined with low-cost implementation and ease-of-use make our mini CD the perfect fit for any online transaction that calls for privacy and security," said Jim Downes, CEO, imX Solutions.
The result: Rock River's HangTunes(TM), the hangtag in the form of a 3" mini CD packed with music from artists Smash Mouth, FatBoy Slim and Lil Romeo, adorns many pairs of GapKids jeans and tees this season.