Motor Insurers Bureau

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Motor Insurers Bureau (MIB)

a voluntary organization set up by insurance companies to avoid government interference that makes sure that those injured on the roads by uninsured drivers are compensated. It is now the agency through which most of the UK's European Union road traffic insurance obligations are channelled. It operates under an agreement with the Secretary of State for the Environment to meet any unsatisfied judgments in respect of a liability against which it was obligatory to insure. There are three types of case:
  1. (1) identified uninsured drivers;
  2. (2) the identified driver with a policy of insurance in force but under which the insurer is not liable, perhaps because of fraud or because of breach of a term of the policy. In this case the agreement between the MIB and its members is called the domestic agreement; the insurer deals with the claim as if valid, allowing the injured person to recover damages. The domestic agreement even covers some cases where the insured was not liable at all because the policy did not cover the risk that materialized;
  3. (3) the untraced driver, a type of case covered only since 1968.

It is now quite accessible to the public who are able to make many type of claims themselves. If legal assistance is required, a scheme is in place to provide special cover on terms. See also MIBLES.

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References in periodicals archive ?
The Motor Insurers' Bureau of Ireland and the UK Department of Transport said that valid Irish insurance discs will serve as proof in the event of a no-deal Brexit.
constable in arrest any driving a motor suspect is disqualified drivers should not lose out financially as their own insurer should pick up the repair bill and, if not, the Motor Insurers' Bureau, which was set up to compensate victims of negligent uninsured and untraced motorists, will handle it.
constable in arrest any a motor suspect is disqualified "Those involved in collisions with disqualified drivers should not lose out financially as their own insurer should pick up the repair bill and, if not, the Motor Insurers' Bureau, which was set up to compensate victims of negligent uninsured and untraced motorists, will handle it.
constable in arrest any driving a motor suspect is disqualified A police constable in uniform can arrest any person driving a motor vehicle they suspect is disqualified a ir own p the ot, ' "Those involved in collisions with disqualified drivers should not lose out financially as their insurer should pick up repair bill and, if not, the Motor Insurers' Bureau, which was set up to compensate victims of negligent uninsured and untraced motorists, will handle it.
"If not, the Motor Insurers' Bureau, which was set up to compensate victims of negligent, uninsured and untraced motorists, will handle it.
Motor Insurers' Bureau (MIB) data shows the Bradford West constituency in West Yorkshire has the highest number of insurance claims involving uninsured drivers -- double the national average.
The Motor Insurers' Bureau of Ireland (MIBI) has said that motorists could have to carry 'proof of insurance' Green Cards if they are travelling in the UK and Northern Ireland.
A scheme operated by The Motor Insurers' Bureau (MIB) alongside the DVLA is catching up with 3,000 people per day to warn them about their motor insurance.
The Motor Insurers' Bureau (MIB), which operates the scheme alongside the DVLA, sent out its five millionth warning letter in October.
The Motor Insurers' Bureau (MIB), which operates the scheme alongside the Driver and Vehicle Licensing Agency (DVLA), said the system means uninsured drivers, who face having their vehicle crushed as well as other penalties, will be caught.
The Motor Insurers' Bureau recently said an estimated 25,000 learner drivers were without valid car insurance.