Motor Insurers Bureau

Motor Insurers Bureau (MIB)

a voluntary organization set up by insurance companies to avoid government interference that makes sure that those injured on the roads by uninsured drivers are compensated. It is now the agency through which most of the UK's European Union road traffic insurance obligations are channelled. It operates under an agreement with the Secretary of State for the Environment to meet any unsatisfied judgments in respect of a liability against which it was obligatory to insure. There are three types of case:
  1. (1) identified uninsured drivers;
  2. (2) the identified driver with a policy of insurance in force but under which the insurer is not liable, perhaps because of fraud or because of breach of a term of the policy. In this case the agreement between the MIB and its members is called the domestic agreement; the insurer deals with the claim as if valid, allowing the injured person to recover damages. The domestic agreement even covers some cases where the insured was not liable at all because the policy did not cover the risk that materialized;
  3. (3) the untraced driver, a type of case covered only since 1968.

It is now quite accessible to the public who are able to make many type of claims themselves. If legal assistance is required, a scheme is in place to provide special cover on terms. See also MIBLES.

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References in periodicals archive ?
If the driver was insured then your insurers could obtain the foreign motorist's British insurance agent's details from the Motor Insurers Bureau (MIB), and the claim can be pursued against the motorist but dealt with by the British agent.
In 2017, the Motor Insurers Bureau (MIB) received 11,000 claims from victims of uninsured drivers, with hundreds of people who had suffered catastrophic, life changing injuries.
UK motor insurers have voted for the Motor Insurers Bureau (MIB) to handle and pay the claims from victims involved in a terrorist event where a vehicle is used to kill or injure.
Dozens of Central Motorway Police Group and traffic officers joined forces with the Motor Insurers Bureau, the Environment Agency, the National Crime Agency and the DVSA.
The ABI, together with the British Insurance Brokers Association, Motor Insurers Bureau, International Underwriting Association, Lloyds Market Association and Lloyds, are urging the EU Commission to resolve this by implementing its proposal to clarify that compulsory motor insurance only applies to vehicles when in traffic and not those used on private land.
Consumer Intelligence anticipates the Setanta ruling - which means the Motor Insurers Bureau of Ireland is likely to pick up the costs - will add around [euro]50 to the average premium while insurers' costs will rise by up to 23% as they recover VAT on outsourcing.
At the heart of the case lay the 'crime exception' enforced by the Motor Insurers Bureau (MIB), the body which compensates victims of uninsured drivers.
Director of the Armenian Motor Insurers Bureau Anna Vardikyan said during a seminar on Saturday.
Now Megumi is seeking multi-million-pound damages for her injuries from the Motor Insurers Bureau (MIB) - the industry body that compensates victims of uninsured drivers.
Where an uninsured driver causes injury or death through negligence, the Motor Insurers Bureau pays full compensation to the victim.
Motor Insurers Bureau boss Neil Drane said the net is closing on uninsured drivers.
Several years later, Ben's parents became aware of the possibility of claiming compensation by bringing a claim through the Motor Insurers Bureau (MIB), a government organisation which provides compensation to the victims of untraced drivers as part of an agreement with the Department of Transport.