property damage


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property damage

n. injury to real or personal property through another's negligence, willful destruction, or by some act of nature. In lawsuits for damages caused by negligence or a willful act, property damage is distinguished from personal injury. Property damage may include harm to an automobile, a fence, a tree, a home, or any other possession. The amount of recovery for property damage may be established by evidence of replacement value, cost of repairs, loss of use until repaired or replaced, or, in the case of heirlooms or very personal items (e.g. wedding pictures) by subjective testimony as to sentimental value. (See: property, damages)

References in periodicals archive ?
Gaza City, Aug 17 (Petra) Israeli warplanes bombed two targets in the Gaza Strip early Saturday causing heavy property damage, but no casualties were reported, according to a Palestinian security source.
John Kennedy (R-La.) announced an important provision in the bipartisan National Flood Insurance Program Reauthorization and Reform (NFIP Re) Act that will protect homeowners from taxpayer-funded consultants with a track record of unfairly lowering property damage assessments.
* Location coverage for third-party claims for bodily injury, property damage and remediation expense resulting from a pollution condition or remediation expense from first-party discovery of a pollution condition.
2017-0514, 2018 OHIO 4057, Supreme Court Of Ohio, (October 9, 2018) the Ohio Supreme Court followed its 2012 decision that held that an insurance claim filed by a contractor under its commercial general liability ("CGL") insurance policy for property damage caused by the contractor's own faulty workmanship does not involve an "occurrence" such that the CGL policy would cover the loss.
Not surprisingly, the natural disasters that proved to be costliest for the nation since the start of the 21st century are hurricanes, tidal events, and flooding, accounting for a large chunk of around $376 billion in property damage the nation has incurred due to natural disasters.
Condominium owners whose property was contaminated by hazardous material from a city dump that once operated on the site could wait three years after learning their property was permanently damaged before having to file a property damage claim under the state environmental cleanup law, the Supreme Judicial Court has ruled.
The carrier has utilized the defined phrase of "property damage" in determining coverage for a homeowners claim made under Section I of the policy.
The Israeli Air Force fired, on Tuesday at dawn, three missiles into a site, run by the Al-Qassam Brigades, the armed wing of Hamas, northwest of Khan Younis, in the southern part of the Gaza Strip, causing property damage.
Summary: There have been no reports of property damage or injuries.
Almost 300 citizens reported property damage from the earthquakes that have recently been rattling Skopje to the Crisis Management Center.
Previous studies have found small but statistically significant relationships between property damage and alcohol outlet density (Cameron et al., 2012c; Stevenson, 1996).
When it comes to the timing of bodily injury and property damage, the following information is generally true.

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