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certificate of deposit (CD)

n. a document issued by a bank in return for a deposit of money which pays a fixed interest rate for a specified period (from a month to several years). Interest rates on CD's are usually higher than savings accounts because banking institutions require a commitment to leave money in the CD for a fixed period of time. Often there is a financial penalty (fee) for cashing in a CD before the pledged time runs out.

References in periodicals archive ?
When choosing software, support for multiple formats--including ISO 9660, High Sierra, HFS for Macs, and Red Book audio (for audio CDs)--is most important for multimedia developers.
Macrovision produces "dual session" music CDs that contain both Red Book audio files, which play on traditional music playback devices and car stereos, and "second session" data files that can be played on a consumer's PC.
Duck's DK3 audio technology uses a proprietary form of adaptive delta modulation to digitize Red Book audio (44.