Today regulators have renewed interest in preventing redlining
activities from harming minority neighborhoods and other areas predominantly occupied by protected classes or low-to-moderate-income (LMI) individuals.
Conference of Mayors, local organizations and business groups throughout the country have lined up to condemn the EPA's environmental redlining
Increasing incidents of discrimination and racial redlining
against African American homeowners by insurance carriers across the country prompted the Washington, D.C.based National Fair Housing Alliance (NFHA) to file an administrative complaint against Nationwide and other insurance carriers with HUD in 1994.
was originally not exclusively a racial issue.
[sections of] Civil rights groups plan to file separate administrative complaints in the next few weeks accusing major insurance carriers of redlining
. The complaints will reveal the results of undercover testing that has been conducted in ten cities around the nation.
1188, the Anti-Redlining in Insurance Disclosure Act, that attempts to address insurance redlining
The practice of redlining
is as common to American culture as baseball, hot dogs and apple pie.
Berman said they are meeting with the borough presidents and bankers to stop the so-called 'redlining
' by banks that, in many cases, refuse to make underlying mortgage or individual co-ops loans in buildings that do not meet a stringent and sometimes inconsistent units-sold level.
[paragraph] Among other things, this translates into an assessment of whether mortgage lenders are marketing and offering credit in neighborhoods with high concentrations of minority residents to the same extent they do in neighborhoods with predominantly white or diverse residents, and if they are offering credit on equal terms--what is typically referred to as "redlining
risk." [paragraph] In this article, we discuss how to identify and evaluate potential fair lending redlining
risk, and how mortgage lenders can reduce redlining
risk by pursuing more diverse lending opportunities.
Global Banking News-September 2, 2014--Evans Bank could be charged for redlining