Redlining


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Related to Redlining: gentrification, reverse redlining

Redlining

A discriminatory practice whereby lending institutions refuse to make mortgage loans, regardless of an applicant's credit history, on properties in particular areas in which conditions are allegedly deteriorating.

The term redlining stems from some lenders' practice of using a red pencil to outline such areas. Redlining violates Civil Rights statutes.

References in periodicals archive ?
And while Al Orendorff, a spokesperson for Allstate, says the company disputes allegations of redlining, the agreement, he adds, is "a productive partnership for us, NFHA, and our customers.
A reliable, easy to use redlining tool is critical if you want to stay ahead of the game.
With unique features like the viewable three-pane window and complete email and Document Management System (DMS) integration, DeltaView is quickly becoming the most used redlining tool among American law firms.
and e-projectmanager brings anytime global access to all project details by authorized users, provides online viewing and redlining to review and approve design information and contributes to the reduction of project communication costs and errors.
Introduced last November as the first server software to dynamically publish "live" engineering drawings on demand to standard Web browsers, ModelServer Publisher now becomes the first to offer redlining of drawings from browsers.
ModelServer Publisher and our new 'thin' Java redlining applet allow managers and reviewers to tap into this information structure and provide critical feedback from anywhere, at any time.
He found that Quackenbush failed to enforce the law requiring California insurance companies, by March 1, 1996, to publicly disclose key redlining data.