Redlining


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Related to Redlining: gentrification, reverse redlining

Redlining

A discriminatory practice whereby lending institutions refuse to make mortgage loans, regardless of an applicant's credit history, on properties in particular areas in which conditions are allegedly deteriorating.

The term redlining stems from some lenders' practice of using a red pencil to outline such areas. Redlining violates Civil Rights statutes.

References in periodicals archive ?
Redlining is an important subject we all need to understand in order to deal with its consequences.
And while Al Orendorff, a spokesperson for Allstate, says the company disputes allegations of redlining, the agreement, he adds, is "a productive partnership for us, NFHA, and our customers.
A reliable, easy to use redlining tool is critical if you want to stay ahead of the game.
and e-projectmanager brings anytime global access to all project details by authorized users, provides online viewing and redlining to review and approve design information and contributes to the reduction of project communication costs and errors.
ModelServer Publisher and our new 'thin' Java redlining applet allow managers and reviewers to tap into this information structure and provide critical feedback from anywhere, at any time.
Available on Microsoft(R) Windows(R) platforms, the new release of DDS-C includes redlining and viewing products as well as support for VRML.
He found that Quackenbush failed to enforce the law requiring California insurance companies, by March 1, 1996, to publicly disclose key redlining data.
DM2 consists of a server that contains object-oriented technology and industry-specific data modeling; a client interface to allow document access with little or no knowledge of location, platform or database; graphical workflow definition and management; viewing and redlining capabilities; full-text retrieval searches; and a mechanism to capture and manage as-designed product structures and integrate with supporting product definition data.