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certificate of deposit (CD)

n. a document issued by a bank in return for a deposit of money which pays a fixed interest rate for a specified period (from a month to several years). Interest rates on CD's are usually higher than savings accounts because banking institutions require a commitment to leave money in the CD for a fixed period of time. Often there is a financial penalty (fee) for cashing in a CD before the pledged time runs out.

Copyright © 1981-2005 by Gerald N. Hill and Kathleen T. Hill. All Right reserved.
References in periodicals archive ?
First, this decision combined with the change in the physical description from "sound disc" to "audio disc" (see below) will preclude the long-standing music reference librarian trick of retrieving recordings by searching for the keyword "sound." This admittedly imprecise searching method was useful for quickly bringing up all sound recordings regardless of format and without having to take the time to set a pre-search limit.
TAGALOG FOR BEGINNERS: AN INTRODUCTION comes with a MP3 audio disc and provides a practical focus on conversational Tagalog filled with real-world dialogues and activities and exercises designed to help reinforce the reading, writing and speaking of Tagalog.
So why can't the NHS provide us with information on audio disc?" Further research from RNIB's "Losing Patients" campaign found, 72% of blind and partially sighted people said they are unable to read information from their GP.
The CD/DVD Audio discs are double-sided discs with Compact Disc-compatible digital audio (44.1kHz 16-bit) on one side and high-resolution (192kHz 24-bit) DVD-Audio content on the other side.
A perfect copy of any audio disc can be made by a process called ripping which copies the digital information from the music compact disc directly to a computer's hard disk.
VP/new technology for Warner Music Group, dazzled me with the 4.7 gigabyte capacity of a DVD audio disc. "Remember that the CD is 1983 technology, virtually a lifetime in the digital world," he pointed out.
They're singing a new song at Digital Audio Disc Corporation, Sony's compact disc manufacturing plant in Terre Haute, Indiana.
Now all you need to do to copy an audio disc is pop it in the drive, along with a recordable CD, and you can copy at twice the playback speed, cutting the time to create a new CD in half.
Optical storage technology includes laser videodisc (LV), compact audio disc (CD), compact disc read-only memory (CD-ROM).
The new standards cover CD products that are formatted using Phillips/Sony standards and CIRC encoding (Cross Interleaved Reed Solomon Code, an error correction system), such as CD-ROM (read-only memory), CD-ROM/XA (which incorporates audio capabilities), and digital audio disc.
It's probably only a matter of time before you'll be scanning it on a computer screen or listening to it on an audio disc.
I wish, in place of this welcome audio disc, that we'd been given a video souvenir of the weekend in Versailles, where the action unfolded amid the spruced-up settings of Marie Antoi-nette's private staging of 1780, in which, like the king of the opera's title, the queen concealed her royal highness in the guise of someone of far lower rank--in her case, the endearing Jenny, beloved of the farmer who affords the other half of the tide.