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certificate of deposit (CD)

n. a document issued by a bank in return for a deposit of money which pays a fixed interest rate for a specified period (from a month to several years). Interest rates on CD's are usually higher than savings accounts because banking institutions require a commitment to leave money in the CD for a fixed period of time. Often there is a financial penalty (fee) for cashing in a CD before the pledged time runs out.

References in periodicals archive ?
Thus, a compact disc recording of a musical work would be recorded as: Content Type: performed music, Media Type: audio, Carrier Type: audio disc.
TAGALOG FOR BEGINNERS: AN INTRODUCTION comes with a MP3 audio disc and provides a practical focus on conversational Tagalog filled with real-world dialogues and activities and exercises designed to help reinforce the reading, writing and speaking of Tagalog.
BACKING: Rona Aston, below, is supporting blind and partially sighted people APPEAL: Margaret Hammond and Janet Hepburn want to receive details on audio disc Pictures by PETER BENN
The CD/DVD Audio discs are double-sided discs with Compact Disc-compatible digital audio (44.
They're singing a new song at Digital Audio Disc Corporation, Sony's compact disc manufacturing plant in Terre Haute, Indiana.
Now all you need to do to copy an audio disc is pop it in the drive, along with a recordable CD, and you can copy at twice the playback speed, cutting the time to create a new CD in half.
Optical storage technology includes laser videodisc (LV), compact audio disc (CD), compact disc read-only memory (CD-ROM).
The new standards cover CD products that are formatted using Phillips/Sony standards and CIRC encoding (Cross Interleaved Reed Solomon Code, an error correction system), such as CD-ROM (read-only memory), CD-ROM/XA (which incorporates audio capabilities), and digital audio disc.
Two RCA jacks connect an external amplifier and stereo speakers to the player; a computer's speaker cannot handle the higher sampling rates used on a commercial CD audio disc.
Blind and other people with sight problems will have to wait months for Braille and audio disc editions.
Pop star Celine Dion paid a visit in a big way - her face was everywhere at Digital Audio Disc Corp.
Creator Classic: Data backup and audio disc creation component enables consumers to store up to 8.