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The cost is more than just vehicle damage and medical expenses--you can end up with higher insurance premiums, a blemished driving record, and even serious physical injuries.
Fannie Mae wants to make sure that the mortgages that are delivered to us treat borrowers who have blemished credit records fairly and are not originated using predatory lending practices," said Raines.
It is unfortunate that these results will be blemished by the establishment of these additional loss reserves.