Failure to appraise an at-risk client of the dangers of not planning to protect assets from
catastrophic illness and nursing homes could leave the practitioner open to a malpractice action.
In response to this latter concern, Congress enacted the first
catastrophic illness coverage several years ago, only to repeal it one year later-one of the most irrational performances by any government in recent memory.
For the overwhelming majority of Americans not covered by long-term care insurance, the costs of a
catastrophic illness must be paid out of personal resources.
Traditional health insurance bundles together two types of protection for one price: (1)
catastrophic illness or major medical, such as surgery or chemotherapy treatments, and (2) routine health maintenance, such as trips to the doctor for checkups and to the pharmacy for a prescription.
Back home, I am struck by how little we have in the public record to chronicle lesbian couples' coping with
catastrophic illness.
Proceedings of the National Consensus Conference on
Catastrophic Illness and Injury, Atlanta.
A
catastrophic illness or accident could leave you disabled for months or even years, wreaking havoc on your finances.
Fear of a
catastrophic illness spurs many migraine sufferers to see their doctors.
Health insurance has changed over the last 40 years; first it was offered to cover
catastrophic illness and then the focus was on preventive care, Wadsworth said.
The truth is that many of these train wrecks and catastrophes can be avoided by improving the delivery of care outside the hospital, starting years before the patient ever slides down the slippery slope of
catastrophic illness.
And although the rising cost of run-of-the-mill medical expenses is also a major concern, what worries many people most is the prospect of a
catastrophic illness wiping out their savings and leaving them or their families financially strapped.
Diagnosis of a
catastrophic illness specifically listed in the insurance policy.
