Bank

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bank

n. 1) an officially chartered institution empowered to receive deposits, make loans, and provide checking and savings account services, all at a profit. In the United States banks must be organized under strict requirements by either the Federal or a state government. Banks receive funds for loans from the Federal Reserve System provided they meet safe standards of operation and have sufficient financial reserves. Bank accounts are insured up to $100,000 per account by the Federal Deposit Insurance Corporation. Most banks are so-called "commercial" banks with broad powers. In the east and midwest there are some "savings" banks which are basically mutual banks owned by the depositors, concentrate on savings accounts, and place their funds in such safe investments as government bonds. Savings and Loan Associations have been allowed to perform some banking services under so-called deregulation in 1981, but are not full-service commercial banks and lack strict regulation. Mortgage loan brokers, and thrift institutions (often industrial loan companies) are not banks and do not have insurance and governmental control. Severe losses to customers of these institutions have occurred in times of economic contraction or due to insider profiteering or outright fraud. Credit Unions are not banks, but are fairly safe since they are operated by the members of the industry, union or profession of the depositors and borrowers. 2) a group of judges sitting together as an appeals court, referred to as "in bank" or "en banc."

BANK, com. law. 1. A place for the deposit of money. 2. An institution, generally incorporated, authorized to receive deposits of money, to lend money, and to issue promissory notes, usually known by the name of bank notes. 3. Banks are said to be of three kinds, viz : of deposit, of discount, and of circulation; they generally perform all these operations. Vide Metc. & Perk. Dig. Banks and Banking.

References in periodicals archive ?
The production of hpNSCs from undifferentiated pluripotent human parthenogenetic stem cells in the master cell bank uses qualified reagents and a standardized protocol developed by ISCO.
Jurisdictional uncertainties in the regulatory interface between the HFEA, the UK Stem Cell Bank and beyond" (2007) 27 Legal Studies 511 at 521.
He said once the stem cell bank is established, those people who pull their teeth can save and use their cells for producing and planting new teeth.
The stem cell bank, slated for closure at the end of the year, was established at the medical school alongside a stem cell registry that collects stem cell research data, to store embryonic stem cell lines from an array of research centers and make them available to scientists around the world.
"I worked with children who'd be alive today if more stem cell banks had been available."
A first step could be a stem cell bank. The amendment Hardcastle stuck onto an omnibus health care bill during June's special session authorizes the state's health and human services commissioner to establish an "autologous" adult stem cell bank - meaning a place for patients to store their own stem cells for future use.
But the transplantation unit is the second step as first we need the stem cell bank to function which can happen any time now.a€™
Pepper said there was an acute need for a public stem cell bank. 'There are a lot of South Africans in need of a bone marrow transplant.
Virgin Health Bank and Qatar's medical authorities are exploring the use of the umbilical cord-blood stem cell bank as part of a national public-health program.
"It may be possible to store cells in a cell bank and transplant them into the eye or to use cells from a person's own eye."
The stem cell bank should be publicly owned and funded so that ALL citizens can have access to it.
(3) If banked stem cells lines are an important source of cells for therapeutic use, then an individual's chances of benefiting from the therapies may depend on finding a good tissue match among cell lines in a publicly accessible stem cell bank.