bank

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bank

n. 1) an officially chartered institution empowered to receive deposits, make loans, and provide checking and savings account services, all at a profit. In the United States banks must be organized under strict requirements by either the Federal or a state government. Banks receive funds for loans from the Federal Reserve System provided they meet safe standards of operation and have sufficient financial reserves. Bank accounts are insured up to $100,000 per account by the Federal Deposit Insurance Corporation. Most banks are so-called "commercial" banks with broad powers. In the east and midwest there are some "savings" banks which are basically mutual banks owned by the depositors, concentrate on savings accounts, and place their funds in such safe investments as government bonds. Savings and Loan Associations have been allowed to perform some banking services under so-called deregulation in 1981, but are not full-service commercial banks and lack strict regulation. Mortgage loan brokers, and thrift institutions (often industrial loan companies) are not banks and do not have insurance and governmental control. Severe losses to customers of these institutions have occurred in times of economic contraction or due to insider profiteering or outright fraud. Credit Unions are not banks, but are fairly safe since they are operated by the members of the industry, union or profession of the depositors and borrowers. 2) a group of judges sitting together as an appeals court, referred to as "in bank" or "en banc."

bank

noun bursary, cash box, coffer, depository, monntary reservoir, money box, pecuniary resource, promptuary, public treasury, repository, reserve, safe, safe-deposit vault, storehouse, strongroom, till, vault
Associated concepts: bank account, bank bill, bank certificate, bank check, bank collections, bank deposit, bank draft, bank examiner, bank money order, bank note, bank of deposit, bank of issue, bank robber, bank stock, bank transaction, bank withdrawal, bankbook, banker's acceptance, banker's lien, banking hours, banking powers, banking privileges, commercial bank, savings bank
See also: border, coffer, deposit, edge, fund, garner, hoard, keep, margin, pool, repository, reserve, shelter, store, treasury

BANK, com. law. 1. A place for the deposit of money. 2. An institution, generally incorporated, authorized to receive deposits of money, to lend money, and to issue promissory notes, usually known by the name of bank notes. 3. Banks are said to be of three kinds, viz : of deposit, of discount, and of circulation; they generally perform all these operations. Vide Metc. & Perk. Dig. Banks and Banking.

References in periodicals archive ?
The existing master cell bank and current production scale are sufficient to supply our anticipated product needs through pivotal clinical trials.
Again, a stem cell bank could find itself, in its gatekeeping role, in the position of having to determine whether the law in a particular jurisdiction was complied with when consent was obtained from or compensation was given to a donor, for example.
While it may have quickly outlived its usefulness, the initial investment in the stem cell bank was an important one "that made an important statement about the state's commitment to stem cell research," Mr.
The problem could be tackled by international co-operation between stem cell banks in different countries
What is particularly salient in the article is the authors' concern to establish the kind of stem cell banks that might ameliorate the problem of "unequal biological access.
Steve Bagshaw, managing director, Fujifilm Diosynth Biotechnologies UK, said "I am delighted that we have commissioned the Cell Bank Facility within a year of its commencement, and have already started work on our first customer program.
Patrick and officials for the University of Massachusetts Human Stem Cell Bank based in Shrewsbury yesterday signed an agreement with operators of a British stem cell bank to standardize stem cell distribution in the U.
Human Stem Cell Bank are ready for worldwide distribution to researchers working on discovering new therapeutic treatments for diseases such as cancer, juvenile diabetes, Alzheimer's and Parkinson's, among others.
Store Your Cells' is the first dental stem cell bank in India started by dentists at Dhruv Polyclinic, Mumbai.
The UK Stem Cell Bank, of a government funded clearinghouse of embryonic stem cells, is the centerpiece of national effort to make Britain the world's leader in stem cell research.
The Medical Research Council, which is overseeing plans for the National Stem Cell Bank, strongly denied today that the cell store would lead to more human embryos being destroyed for research.
David Genecov, board certified plastic surgeon and Medical Director of BioLife Cell Bank.