Civil commotion

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CIVIL COMMOTION. Lord Mansfield defines a civil commotion to be "an insurrection of the people for general purposes, though it may not amount to rebellion where there is an usurped power." 2 Marsh. lnsur. 793. In the printed proposals which are considered as making a part of the contract of insurance against fire, it is declared that the insurance company will not make good any loss happening by any civil commotion.

References in classic literature ?
These civil commotions were constantly fomented by the monarchs of Blefuscu; and when they were quelled, the exiles always fled for refuge to that empire.
One morning he assembled the people and the senate of Syracuse, as if he had to discuss with them things relating to the Republic, and at a given signal the soldiers killed all the senators and the richest of the people; these dead, he seized and held the princedom of that city without any civil commotion. And although he was twice routed by the Carthaginians, and ultimately besieged, yet not only was he able to defend his city, but leaving part of his men for its defence, with the others he attacked Africa, and in a short time raised the siege of Syracuse.
Sometimes, general public do come out and start Rioting, at times to the proportion of Civil Commotion, and in the charged a tmosphere , they would take to damaging/destroyin g properties.
endorsement, which is an exemption in ocean marine policy for losses caused by strikes, riots, and civil commotion. This endorsement can cover damage or loss to your insured goods caused by strikers, locked-out workmen, those taking part in labor disturbances, riots or civil commotions, vandalism, sabotage, and malicious acts.
Though most commercial property policies provide coverage for strikes, riots and civil commotions, many policies do not define those things.