Civil commotion

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CIVIL COMMOTION. Lord Mansfield defines a civil commotion to be "an insurrection of the people for general purposes, though it may not amount to rebellion where there is an usurped power." 2 Marsh. lnsur. 793. In the printed proposals which are considered as making a part of the contract of insurance against fire, it is declared that the insurance company will not make good any loss happening by any civil commotion.

References in classic literature ?
These civil commotions were constantly fomented by the monarchs of Blefuscu; and when they were quelled, the exiles always fled for refuge to that empire.
One morning he assembled the people and the senate of Syracuse, as if he had to discuss with them things relating to the Republic, and at a given signal the soldiers killed all the senators and the richest of the people; these dead, he seized and held the princedom of that city without any civil commotion.
His own character being light, profligate, and perfidious, John easily attached to his person and faction, not only all who had reason to dread the resentment of Richard for criminal proceedings during his absence, but also the numerous class of ``lawless resolutes,'' whom the crusades had turned back on their country, accomplished in the vices of the East, impoverished in substance, and hardened in character, and who placed their hopes of harvest in civil commotion.
Political violence policies typically include protection from damage resulting from riots, strikes and civil commotions, malicious damage, insurrection, revolution or rebellion, mutiny and coup d'etat and war/civil war.
This endorsement can cover damage or loss to your insured goods caused by strikers, locked-out workmen, those taking part in labor disturbances, riots or civil commotions, vandalism, sabotage, and malicious acts.