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cloud on title (cloud)

n. an actual or apparent outstanding claim on the title to real property. "Clouds" can include an old mortgage or deed of trust with no recording showing the secured debt was paid off, a failure to properly transfer all interests in the real property (such as mineral rights) to a former owner, a previous deed which was improperly written or signed, an unresolved legal debt or levy by a creditor or a taxing authority, or some other doubtful link in the chain of title. Often the "cloud" can be removed by a quiet title action, by finding a person to create or execute a document to prove a debt had been paid or corrected. Title companies will refuse to insure title to be transferred with a "cloud," or they will insure ownership except for ("insure around") the "cloud." (See: chain of title, quiet title action, mortgage, deed of trust, reconveyance, title, title report)

Copyright © 1981-2005 by Gerald N. Hill and Kathleen T. Hill. All Right reserved.
References in periodicals archive ?
One of the major disasters from a cloudburst in India occurred in 2002 in Uttaranchal.
Incidents of various cloudbursts in parts of Uttarakhand have prompted the state government to dispatch teams of Indo-Tibetan Border Police (ITBP), National Disaster Response Force (NDRF) and State Disaster Response Force (SDRF) to carry out rescue and evacuation operations in the region.
Besides, 20 people are missing in Sanel village of Mori block in Uttarkashi district, following the incident of cloudburst yesterday.
London saw the worst of the storms, with a 1.18-inch (3cm) cloudburst in 30 minutes, and Bucks, Herts, East Anglia and Kent were also hit by heavy rain.
Summary: Uttarkashi (Uttarakhand) [India], Aug 21 (ANI): Twenty people are missing in the Sanel village of Mori block in Uttarkashi district on Wednesday, following an incident of cloudburst and heavy rainfall in the area.
An NDMA official said it was a cloudburst in Kedarnath which caused these unprecedented rains.
For Mario has devised a unique formula for creating a cloudburst of dense drizzle to accompany the musical's title song and provide a soaking finale as a bonus.
Summary: Uttarkashi (Uttarakhand) [India], Aug 20 (ANI): The Indo-Tibetan Border Police (ITBP) conducted search and rescue operation for missing people in Tikochi and Arakot village, following a cloudburst and heavy rainfall in the area.
This is the second major cloudburst in Uttarakhand within a month and a half.
No-one at the plant was injured and Cheshire Fire Brigade launched their "cloudburst" operation which is put into force at times of toxic leaks.
Summary: Uttarkashi (Uttarakhand) [India], Aug 19 (ANI): Death toll due to cloudburst in Arakot village of Uttarkashi rose to 17 as personnel of State Disaster Response Force (SDRF) launched an operation to rescue people stranded in the affected area on Monday morning.