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cloud on title (cloud)

n. an actual or apparent outstanding claim on the title to real property. "Clouds" can include an old mortgage or deed of trust with no recording showing the secured debt was paid off, a failure to properly transfer all interests in the real property (such as mineral rights) to a former owner, a previous deed which was improperly written or signed, an unresolved legal debt or levy by a creditor or a taxing authority, or some other doubtful link in the chain of title. Often the "cloud" can be removed by a quiet title action, by finding a person to create or execute a document to prove a debt had been paid or corrected. Title companies will refuse to insure title to be transferred with a "cloud," or they will insure ownership except for ("insure around") the "cloud." (See: chain of title, quiet title action, mortgage, deed of trust, reconveyance, title, title report)

Copyright © 1981-2005 by Gerald N. Hill and Kathleen T. Hill. All Right reserved.
References in periodicals archive ?
Tuesday: Humid westwards by morning, becoming fair to partly cloudy, and some convective clouds may form east and southwards by afternoon.
Metro Manila and the rest of the country, on the other hand, will have partly cloudy to cloudy skies with isolated rain showers caused by localized thunderstorms, the state weather bureau added.
Ilocos, the Cordilleras, Cagayan Valley and Central Luzon will experience cloudy skies with scattered rains and thunderstorms due to southwesterlies.
Meanwhile, the rest of the country will have partly cloudy to cloudy skies with isolated rain showers or thunderstorms due to the easterlies and localized thunderstorms.
Weather becomes partially cloudy to cloudy and pleasant in most districts with a chance of scattered rain showers and occasional thunderstorms on most areas during the evening and night hours.
Abu Dhabi: The sky will be partly cloudy to cloudy on the coast in the UAE over the weekend, with rain forecast for Sunday and Monday.
"In the five-day forecast issued on Thursday, the National Centre of Meteorology (NCM) said temperatures will tend to rise on Thursday, with a gradual increase in cloud cover, particularly at night, over the coast and islands.
Therefore, it will be relatively cold and partly cloudy to cloudy with rainfall accompanied by thunder at times in most regions.
Temps between 0 - -3C Tuesday - Cloudy, light snow at night.
FRIDAY: Cloudy, max temp 12C, Wind: 11mph CARDIFF TODAY: Cloudy, max temp 14C, Wind: 17mph.
* (Note: cloudy>fair=fair after cloudy, cloudy/rain=cloudy occasionally rain)
SATURDAY: Cardiff: Cloudy. Temperatures: 2C day, -4C night.
But this attitude has changed with the growing realization that even the randomly scattered, or diffuse, light emerging from a cloudy liquid carries recoverable information about what's inside the liquid (SN: 4/20/91, p.248).