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certificate of deposit (CD)

n. a document issued by a bank in return for a deposit of money which pays a fixed interest rate for a specified period (from a month to several years). Interest rates on CD's are usually higher than savings accounts because banking institutions require a commitment to leave money in the CD for a fixed period of time. Often there is a financial penalty (fee) for cashing in a CD before the pledged time runs out.

Copyright © 1981-2005 by Gerald N. Hill and Kathleen T. Hill. All Right reserved.
References in periodicals archive ?
"Audio Development's breakthrough 6x CD CATS solution significantly increases the speed and quality of compact disc production, which will appeal to large markets, such as government users, CD-ROM manufacturers, and video- and music-on-demand vendors"
In chapter 1 Pohlmann introduces the reader to differences between analogue and digital recording technology, physical differences between the LP and CD, and a short history of the events leading up to the development of the compact disc. Chapter 2 provides one of the most lucid descriptions of digital audio fundamentals available, focusing on the development of Harry Nyquist's sampling theory and its application to all digital reproduction systems.
The compact disc system features 21 bibliographic indexes and nine authority indexes.
"The nice thing about photographic compact discs is that you don't have to go out and buy expensive electronic cameras to use them," says one Kodak executive.
So we designed BIOSIS GenRef on compact disc to meet this need.
Ownership of personal computers and compact disc players is on the rise among teenagers.
Audio Editions places exciting unabridged compact disc productions in the hands of discriminating listeners who want high-quality listening experiences.
DocView for Catalogs from Compact Disc Services, Inc.
Scientists want to use these atomic clusters, known as quantum dots, to make more powerful and efficient lasers that would replace the standard variety widely used in compact disc players and other devices.
BIOSIS, the abstracting and indexing service for the life sciences, announced an innovative compact disc curriculum, presented free of charge to library schools offering accredited graduate-level programs.