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certificate of deposit (CD)

n. a document issued by a bank in return for a deposit of money which pays a fixed interest rate for a specified period (from a month to several years). Interest rates on CD's are usually higher than savings accounts because banking institutions require a commitment to leave money in the CD for a fixed period of time. Often there is a financial penalty (fee) for cashing in a CD before the pledged time runs out.

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References in periodicals archive ?
l CD-RW (compact disk rewritable format) disk is slightly more expensive, but it offers greater flexibility than a CD R disk, as you can record data on it repeatedly.
The compact disk can be used for training as well as reference, said Hines.
The compact disk contains over 550 Web addresses of interest to bankers.
The mp3 file can even be converted back into a format that can be written to a recordable compact disk using a cd writer or burner and played on a regular cd player.
In the ongoing effort to keep up with technology and the new threats posed by a potentially international criminal element, the Naval Criminal Investigative Service (NCIS) [1] Computer Investigations and Operations Department prepared and deployed a compact disk in September 1999 containing two programs designed to prevent and deter computer crime.
Shipments of portable compact disk players also showed a strong 37.3% rise to 235,000 units in November.
Make way for CD-ROM (Compact Disk Read Only Memory) drives as an escape from the cluttered world of hard drives.
The most commonly used method of theft prevention is to insert individual tapes and CDs into cardboard or plastic "long boxes" which are displayed in wooden racks supplied by cassette and compact disk suppliers.

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