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cloud on title (cloud)

n. an actual or apparent outstanding claim on the title to real property. "Clouds" can include an old mortgage or deed of trust with no recording showing the secured debt was paid off, a failure to properly transfer all interests in the real property (such as mineral rights) to a former owner, a previous deed which was improperly written or signed, an unresolved legal debt or levy by a creditor or a taxing authority, or some other doubtful link in the chain of title. Often the "cloud" can be removed by a quiet title action, by finding a person to create or execute a document to prove a debt had been paid or corrected. Title companies will refuse to insure title to be transferred with a "cloud," or they will insure ownership except for ("insure around") the "cloud." (See: chain of title, quiet title action, mortgage, deed of trust, reconveyance, title, title report)

Copyright © 1981-2005 by Gerald N. Hill and Kathleen T. Hill. All Right reserved.
References in periodicals archive ?
They give plenty of warning--broad, high cirrus anvils blown far downwind from the tops of the storms, and soaring, huge mounds of towering cumulonimbus easily visible in double-digit visibilities.
As I passed south of Cleveland, on my right was a large cumulonimbus cloud pouring rain down on Cleveland.
In the afternoon across west Bulgaria, and by midnight over the central part of the Danubian Plain, cumulonimbus clouds will gather, bringing rain showers accompanied by thunder, and possibly hail.
There were patches of rain and, although tops were obscured, cumulonimbus development was a likely part-and-parcel member of this cloud band.
A weather forecaster said the rains were a sudden development of cumulonimbus clouds over the city that also gave rain to adjacent areas in Abu Dhabi.
In the afternoon, cumulonimbus clouds will gather, bringing showers, at times heavy and accompanied by thunder, to isolated places, mainly in western and central Bulgaria.
Intensely active cumulonimbus builds very rapidly, the turbulence within such a cloud sees clashing vertical upthrusts and downdraughts immediately alongside each other and even meeting head-on so driving the downdraught forcibly aloft, by tens of thousands of feet, well above the freezing level, hailstones will already be present and such activity sees collision and accumulation.
The moisture condenses and forms Cumulonimbus clouds that support lightning and thunder.
This was the question posed the last time I dared to venture there, nursing a wiffy pint of cumulonimbus cloud quality, destined to be left unfinished amid the wash of ``gorrennie'' beggars, ``wannennie'' salesmen of quality odd socks, flamethrower lighters and prosthetic limbs and the general meffing and blinding being bandied across the bar.