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certificate of deposit (CD)

n. a document issued by a bank in return for a deposit of money which pays a fixed interest rate for a specified period (from a month to several years). Interest rates on CD's are usually higher than savings accounts because banking institutions require a commitment to leave money in the CD for a fixed period of time. Often there is a financial penalty (fee) for cashing in a CD before the pledged time runs out.

Copyright © 1981-2005 by Gerald N. Hill and Kathleen T. Hill. All Right reserved.
References in periodicals archive ?
Seagate shipped approximately 47 million disk drives in the second quarter, including approximately 700,000 Samsung disk drives, and expects to report revenue for the quarter of USD3.1bn to USD3.2bn.
Finally, the Commission found that there would be no effect on the market for external hard disk drives in the EEA as non integrated suppliers of external hard disk drives would retain sufficient alternative sources for hard disk drives.
Continuing industry advancement of the 2.5" SATA market, Fujitsu designed the MHV2200BT hard disk drive to provide specifications that are vital for today's mobile computing applications:
A major U.S magnetic disk drive maker, with a manufacturing plant in South East Asia, currently is using an automated inspection system from Tamar Technology to inspect disk drive heads.
The manufacturer of audio, video, and information devices expects the restructuring to help it return to profitability in fiscal 2000 as it derives 60% of its revenue from the disk drive division, the officials said.
John Fox, product marketing manager for IBM's hard disk drive range, said: "Customers wouldn't dream of not specifying the latest processor and graphic cards for their PCs, but they often forget about the hard disk drive, even though it is difficult to upgrade if needed.
The computer had a screen with 320 by 200 resolution, I believe, no hard disk drive (I added one later), 128 K of RAM, and a 14 inch color monitor.
"This merger puts us in a great position to capitalize on a very experienced management team and a rapidly growing disk drive market," said Jack Tramiel, chairman of Atari.
(Cherokee) has announced the availability of a rewritable 3.5" optical disk drive subsystem for personal computers.