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The person who obtains or is otherwise covered by insurance on his or her health, life, or property. The insured in a policy is not limited to the insured named in the policy but applies to anyone who is insured under the policy.

West's Encyclopedia of American Law, edition 2. Copyright 2008 The Gale Group, Inc. All rights reserved.


n. 1) the person or entity who will be compensated for loss by an insurer under the terms of a contract called an insurance policy. 2) the person whose life is insured by life insurance, after whose death the benefits go to others. (See: insurance)

Copyright © 1981-2005 by Gerald N. Hill and Kathleen T. Hill. All Right reserved.

INSURED, contracts. The person who procures an insurance on his property.
     2. It is the duty of the insured to pay the premium, and to represent fully and fairly all the circumstances relating to the subject-matter of the insurance, which may influence the determination of the underwriters in undertaking the risk, or estimating the premium. A concealment of such facts amounts to a fraud, which avoids the contract. 1 Marsh. Ins. 464; Park, Ins. h. t.

A Law Dictionary, Adapted to the Constitution and Laws of the United States. By John Bouvier. Published 1856.
References in periodicals archive ?
Chrysostomou confirmed that even though their policy for refusing to insure betting shops has been in place for quite a while now, it has become stricter recently due to the sharp increase in arson attacks and explosions.
Some buildings may have a large plate-glass window that the lessee is required to insure, while the property owner insures the rest of the building.
b) this Policy does insure physical damage directly caused by sudden and accidental radioactive contamination, including resultant radiation damage, from material used or stored or from processes conducted on the Insured Location, provided that on the date of loss, there is neither a nuclear reactor nor any new or used nuclear fuel on the Insured Location.
Although the InSure test does not require the dietary and drug restrictions of the Hemoccult test, all patients followed those restrictions, noted Dr.
If the asset has to be replaced in the event of a claim, insure it on a replacement cost basis.
Yet each stands to prosper if public financing is targeted to the genuinely needy and everyone else is encouraged to save, insure, and pay privately for long-term care.
Your grandmother's first friendship ring may be of great emotional value to you, but paying extra to insure it only makes sense if its value increasing.
Yet, the way the lease reads, the tenant has a greater obligation to insure the glass than to pay for the loss.
"We insure our houses and our cars, but we don't insure the most important asset we have--our ability to earn income," says Thomas Roehl, a partner with Holbrook Roehl & Sittner, a Eugene, Ore., investment and financial planning firm.
Some -- including federal regulators -- have suggested that small and midsize employers might rush to self insure to escape from new coverage rules imposed by the Patient Protection and Affordable Care Act of 2010 (PPACA).
The percentage that they choose is called the "coinsurance percentage." The insured and the insurance company are co-insuring the property because the percentage that the insured chooses not to insure represents the amount of coverage that the insured is insuring.
* Describe how to insure a repossessed auto under a BAP