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9) For example, the FHA insures mortgages that require smaller down payments and, unlike PMI companies, allows the borrower to finance closing costs.
Information about who originates, holds, purchases, or insures a mortgage in a given year is available from HMDA in combination with PMI data.
FHA does not make mortgage loans directly, but rather insures loans made by private lenders to homebuyers.
AFGI represents nine triple-A companies that insure or reinsure debt obligations such as municipal bonds and structured corporate obligations.
Upon a complete evaluation of these risks, a corporation's management may make the ultimate decision to insure some or all of these risks in a captive.