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Insuring against loss of income Income protection policies (formerly called permanent health insurance, PHI) will pay a regular income, usually after a set period of time, to policyholders who are unable to work due to accident or injury.
If a landlord refuses to accept responsibility for insuring against acts of terrorism, the obligation could be put back on the tenant,'' said Ms Roberts.
Once a community has decided to collectively support the needy or to supply for its members means of insuring against the risks of life, a host of questions has to be answered: who is to be supported, how, who is to pay for it and how much, how is a need, how is poverty to be defined.
Increasing numbers are insuring against bills in later years.