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The designated contingency, risk, or hazard against which an insured seeks to protect himself or herself when purchasing a policy of insurance.

Among the various types of perils for which insurance coverage is available are fire, theft, illness, and death.


noun approach of danger, crisis, danger, dangerrus situation, desperate situation, emergency, endangerment, exposure to danger, exposure to destruction, exposure to harm, exposure to injury, exposure to loss, hazard, hopelessness, imperilment, insecurity, jeopardy, liability to injury, parlous state, precariousness, predicament, risk, source of danger, source of risk, susceptibility, susceptivity, threat, uncertainty, unhealthy situation, unsureness, vulnerability, vulnerable point
Associated concepts: common peril, discovered peril, doctrine of discovered peril, doctrine of last clear chance, manifest peril, unforseen peril
See also: danger, endanger, hazard, jeopardize, jeopardy, menace, pitfall, risk, threat, venture

PERIL. The accident by which a thing is lost Lee,. Dr. Rom. 911.