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From January through May, HARP refinances represented 9% or more of total refinances in Florida and Georgia, more than double the 4% of total refinances nationwide over the same period.
Homeowners also learn that they can save even more money by shortening their loan term through a refinance.
The Federal Housing Finance Agency (FHFA) announced that more than 2 million loans have been refinanced through the Home Affordable Refinance Program (HARP) since the program's launch.
Some clients still seek mortgages to buy or refinance homes, while others want to replace variable with fixed rate loans or tap accumulated home equity.
FHFA reported that in August HARP refinance loans accounted for nearly half or more of all refinance loans closed in Nevada, Arizona and Florida, while nationally the HARP share of all refinance originations was 24 percent.
LPS' experienced consultants help lenders manage the complete refinance process without having to increase internal staff.