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A schedule or writing annexed to a document such as a legislative bill or insurance policy.

A rider is an attachment, schedule, amendment, or other writing that is annexed (added) to a document in order to modify it. The changes may be small or large, but in either case the primary purpose of the rider is to avoid rewriting or redrafting the document entirely. The language of the rider is understood to be incorporated into the document. Riders are commonly used in contracts and records and also have complex uses in legislation and insurance. As part of the lawmaking process in both state legislatures and Congress, riders are typically added to bills at a late stage in their evolution. In the insurance industry, riders are added to insurance policies to modify both benefits and the conditions of coverage.

The use of riders in the legislative process is a time-honored tradition. Lawmakers do not add riders immediately but instead wait for the appropriate stage in the evolution of a bill. Traditionally legislative bills start out as proposals that are sent to committees for approval or dis-approval. Once a bill successfully passes out of committee, lawmakers frequently amend it with a rider. The rider may simply add a new clause to the law that is the main subject of the bill, or it may go further and add an entirely new, unrelated law.

The addition of riders reveals much about the political agendas of lawmakers. Riders make ideal opportunities to introduce controversial or unpopular fiscal changes. Often these are attached to appropriations bills, which must be passed annually to fund the operation of state and federal government. Some lawmakers have traditionally seen such bills as the place to add extra appropriations for projects they and their constituents favor—a kind of funding known pejoratively as pork. Conversely, legislators may add riders that cut spending in areas that would attract public protest if the changes were the single subject of a bill and thus more noticeable.

Lawmakers' attempts to add new laws to bills through riders are sometimes controversial. Since a rider need not be related to the subject matter of the bill, legislators sometimes seize the opportunity to further their political agendas. A rider may be attached to a bill in an attempt to sneak through a measure that would not attract majority support if proposed by itself. Sometimes, too, a bill's opponents may attempt to defeat it by adding a controversial rider.

In insurance, riders change the contract, or policy, between the purchaser and the insurance company. Also known as endorsements, they can either expand or restrict the benefits provided by the policy. Thus, for example, personal automobile insurance policies generally cover only typical use of the vehicle. A rider specifies that commercial use of the car will make the policy null and void. This form of insurance rider is called an exclusion.

Riders in Health Insurance policies have other effects. They increase the cost of the policy or even exclude coverage altogether when the purchaser has certain preexisting health conditions. For example, someone suffering from high blood pressure may pay higher costs for insurance. In certain cases the insurer may choose to issue a policy with the stipulation that it will cover certain health-related costs but not those costs associated with the preexisting condition.

West's Encyclopedia of American Law, edition 2. Copyright 2008 The Gale Group, Inc. All rights reserved.


n. 1) an attachment to a document which adds to or amends it. Typical is an added provision to an insurance policy, such as additional coverage or temporary insurance to cover a public event. 2) in legislatures, a rider is an amendment tacked on to a bill which has little or no relevance to the main purpose of the legislation, but is a way to get the amendment passed if the basic bill has support. 3) passenger.

Copyright © 1981-2005 by Gerald N. Hill and Kathleen T. Hill. All Right reserved.


an additional clause, amendment, or stipulation added to a legal or other document. In particular, a statement made by a jury in addition to its verdict, such as a recommendation for mercy.
Collins Dictionary of Law © W.J. Stewart, 2006

RIDER, practice, legislation. A schedule or small piece of paper or parchment added to some part of the record; as, when, on the reading of a bill in the legislature, a new clause is added, this is tacked to the bill on a separate piece of paper, and is called a rider.

A Law Dictionary, Adapted to the Constitution and Laws of the United States. By John Bouvier. Published 1856.
References in periodicals archive ?
That makes no sense." Rida was sent an eight-page letter by the Home Office which included information advising her that she met the "eligibility" required to be granted a spouse visa.
Flo Rida, a native of Carol City, Florida, has been able to accomplish the unimaginable by transitioning from a rap artist to a worldwide phenomenon capturing the attention and interest of fans of pop, hip-hop and club music.
Standing on the top deck of the wooden vessel, clutching Rida in his arms as huge waves began to crash into the stern, he realised the enormous danger his family was in.
Joms nustatyti atliktas analogiskas tyrimas, kuriam buvo pasirinkti 500 pogarantiniu laikotarpiu servise apsilanke klientai del populiariausiu "Volkswagen" markes automobiliu, kuriu rida 100-200 tukst.
Since Rida became blind, she feels dierent things on people so she knows who they are.
The CCTV footage could be vital in determining who was in the mob, which split off into separate groups after the killing of Rida, an Emirati career criminal.
Commenting on the contribution that such initiatives make in the development of the craft of filmmaking in the region, Rida said, "We are producing hundreds of films a year as part of the 48-Hour project across Beirut, Cairo and Dubai and there is a noticeable improvement in all aspects of filmmaking right from scripting to direction to technical finesse.
Rida is survived by his wife of 54 years, Evelyn A.
That seems to be exactly what Flo Rida has done in his latest music video, which was reported by 7Days .
Flo Rida is not the first rapper to publicly give out his phone number.
FLO RIDA featuring DAVID GUETTA: Club Can't Handle Me.
Lebanese President Michel Suleiman praised security forces on Tuesday for their arrest of Charbel Q, a high-profile employee in the Lebanese telecoms sector, as well as the arrest of Mohammad Rida B.